Terms and Conditions

This website and associated services are offered subject to your agreement with the Terms and Conditions of Use stated below. Your continued use of this website will constitute your acknowledgement to be bound by these Terms and Conditions of Use. If you don’t agree to adhere to these Terms and Conditions of Use, please depart this website promptly.

Usage of Site

The data contained within this website is provided solely for your consideration and is subject to your verification. It’s not to be taken as a warranty or representation for which Health Care Reforms or any of its affiliates assumes legal liability, nor does Health Care Reforms or any of its affiliates provide permission to utilize or practice anything contained within, or endorse such use or practice.

Health Care Reforms is not designed to be a substitute for professional health care advice. Do not use information from the Health Care Reforms website to diagnose or treat a medical condition or disorder without consulting a competent health care provider.  Furthermore, advertisements or news stories should not be deemed an endorsement by Health Care Reforms nor should such information be utilized to obtain health insurance or any other financial product without first consulting a qualified financial planner.

The contents in this website may be viewed and accessed only for your personal, non-commercial use, provided that all copyright and other proprietary notices are retained on any copies made of the materials. The materials at this site may not be edited in any way or reproduced or distributed or utilized for any public or commercial purpose unless expressly permitted. Any use or display of the materials on this website on any other website or networked computer environment for any purpose is forbidden. The materials at this site are copyrighted and any unauthorized use of such materials may violate copyright, trademark, and other laws. If you break any of these terms, your authorization to utilize this site is terminated and you must immediately destroy any downloaded or printed materials.

Please note that Health Care Reforms shall not be responsible for the website content or activities related to any website or entity which is linked to this website.

Notice of Copyrights

Copyrights for the materials found in this website, such as all text, images, and photographs, are owned by Health Care Reforms and its affiliates. © Health Care Reforms – All rights reserved. The use, duplication, and/or re-distribution by any means of any of the material contained within this website without the written authorization of Health Care Reforms is strictly forbidden.

Notice of Trademarks

The following are trademarks and/or servicemarks of Health Care Reforms or its affiliates:

Health Care Reforms; HealthCareReforms.org

Any other trademarks shown on webpages linked to this website are the property of the respective owners and/or agents of those websites.

Hidden text utilized by web search engines to find websites, such as metatags, may not be inserted within your site using any trademarks or servicemarks of Health Care Reforms or its affiliates, whether those trademarks or servicemarks are formally registered or unregistered. Any such use will be regarded as trademark infringement and will be prosecuted.

Links to Different Websites

External hyperlinks to third party sites shown on this website are supplied solely as a convenience. If you utilize these hyperlinks, you will leave this site. Health Care Reforms does not state to have reviewed these third party websites in their entirety, nor does it maintain control of such websites. Health Care Reforms is not liable for any of such websites or their materials displayed. Additionally, Health Care Reforms does not recommend or make any representations about any of the websites for which hyperlinks are presented, or any information, software or other products or materials located there, or any results that may be acquired from utilizing them. Should you decide to access any of the third party sites linked from this site, you do so entirely at your own risk.

Legal Disclaimer

THE MATERIALS PROVIDED AT THIS SITE ARE PRESENTED “AS IS” WITHOUT ANY WARRANTIES OF ANY KIND INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY. Health Care Reforms further does not warrant the accuracy and completeness of the materials at this site. Health Care Reforms makes no commitment to revise the materials at this site, even if outdated. Information published on this website may reference products, software or services that are not offered in your location.

Liability Limitations

IN NO EVENT WILL HEALTH CARE REFORMS, ITS AFFILIATES, SUPPLIERS, OR OTHER THIRD PARTIES REFERENCED AT THIS SITE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, THOSE ARISING FROM LOST PROFITS, LOST DATA OR BUSINESS INTERRUPTION) ARISING FROM THE USE, INABILITY TO USE, OR THE RESULTS OF USE OF THIS SITE, ANY WEBSITES LINKED TO THIS WEBSITE, OR THE MATERIALS OR DATA CONTAINED AT ANY OR ALL SUCH SITES, WHETHER BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL THEORY AND WHETHER OR NOT NOTIFIED OF THE POTENTIAL OF SUCH DAMAGES.

Visitor Submissions

Subject to the Health Care Reforms Privacy Policy, any material, information or other communication you send or post to this site shall be considered non-confidential and non-proprietary. Health Care Reforms shall have no obligations with respect to these communications. Health Care Reforms and its designees shall be free to copy, disclose, distribute, incorporate and otherwise use the communications and all related data, images, sounds, text, and other things embodied therein for any and all commercial or non-commercial use as outlined by our Privacy Policy. You are forbidden from posting or transmitting to and from this site any illegal, threatening, libelous, defamatory, obscene, or other material which may violate any law.

Options of Law and Venue

These Terms and Conditions of Use are entered into in the nation of the United States and within the State of Ohio. These Terms and Conditions of Use shall be governed in compliance with the laws of the State of Ohio, exclusive of its choice of law rules.

Every party to these Terms and Conditions of Use submits to the exclusive jurisdiction of the state and federal courts sitting in Cuyahoga County, Ohio for any dispute with Health Care Reforms, or its affiliates, subsidiaries, employees, contractors, officers, directors, telecommunication providers, and content providers.

If any provision of these Terms and Conditions is found to be invalid by any court having competent jurisdiction, the invalidity of such items shall not affect the validity of the remaining provisions of these Terms and Conditions, which shall remain in full force and effect. No waiver of any of these Terms and Conditions shall be considered a further or continuing waiver of such terms or conditions or any other terms or conditions.

Routine Revisions

Health Care Reforms may change and revise these Terms and Conditions of Use at any time. Please periodically review the terms, conditions, and privacy policy posted on the Health Care Reforms website. Ongoing usage of the Health Care Reforms site will be deemed as acceptance of any changes. Specific provisions of these terms and conditions may be superseded by expressly designated legal notices or terms on specific pages at this website.

Whole Agreement

Except as specifically outlined in a particular “legal notice” on the Health Care Reforms website, these Terms and Conditions of Use comprise the entire agreement between you and Health Care Reforms with regards to the usage of the Health Care Reforms website and related content.

Communicating with Us

Health Care Reforms welcomes questions and feedback with regard to our Terms and Conditions of Use and everything else on this site. Please contact us with your concerns and suggestions by utilizing our convenient internet contact form.

Privacy Policy

Health Care Reforms is particularly sensitive to the expectation of privacy by people that use this website. For a comprehensive disclosure of our policies on privacy, please read our Privacy Policy.